Impact Windows vs. Hurricane Shutters
Both can protect your openings. Here's how they compare for North County homes.
The quick comparison
- Upfront cost: shutters usually cost less; impact windows cost more.
- Storm prep: most shutters have to be closed or installed before each storm; impact windows are always in place.
- Everyday benefits: impact windows add noise reduction, UV filtering and security; shutters do nothing when open.
- Insurance: both can count as protected openings on a wind mitigation inspection when they're approved products covering every opening.
- Looks: impact windows look like regular windows; shutters change your home's look when closed.
Types of shutters
- Storm panels. Lowest cost, but heavy to put up and store.
- Accordion shutters. Stay attached to the house and fold out across the opening.
- Roll-down shutters. Manual or motorized, the most convenient and the most expensive shutter option.
- Fabric screens. Lightweight and easy to store.
Who picks which
Shutters often make sense for second homes, tight budgets or a few hard-to-replace openings. Impact windows suit full-time residents who want protection without the prep, and homeowners replacing old windows anyway.
FAQ
Can I mix impact windows and shutters?
Yes. Some homeowners use impact glass on most openings and shutters on a few. Ask how that affects your wind mitigation report.
Do shutters lower insurance as much as impact windows?
They may, if approved shutters protect every opening. Ask your agent.
Does the grant cover shutters?
My Safe Florida Home may cover eligible opening protection recommended in your inspection report. Check current rules at mysafeflhome.com.